Blog

See how much you can grow your savings. ...

Use your details to estimate how much you could borrow. ...

Work out the costs of splitting your loan into a fixed and variable loan. ...

Adjust rates and terms to compare different home loans. ...

Estimate your home loan repayments and work out how to repay it faster. ...

See the difference additional payments will make on your home loan. ...

Find out how much stamp duty you’ll have to pay on a home. ...

Use your income and expenses and to better plan your spending. ...

Calculate the repayments you’ll need to make on a financed vehicle or equipment. ...

See exactly how much tax you’ll pay on your income. ...

Find out how much it will cost to sell your property and see where to save. ...

Work out your repayments on an interest-only home loan. ...

See what it costs to move your loan to a new lender. ...

Use interest rates and fees to compare trues costs of different loans. ...

Work out your annual income from the money you’ve received so far this year. ...

See how much equity you can access in your home and calculate the costs of the loan. ...

Work out how long it will take to pay off your loan. ...

Calculate what happens to your loan with an introductory or ‘honeymoon’ rate. ...

Estimate how much interest you’ll save by using your savings to offset your home loan. ...

Work out your savings if you pay more than the minimum payment. ...

See how much your savings can grow over time. ...

Calculate how much a lump sum payment on your loan will save you. ...

See what buying will cost you on top of the purchase price. ...

Estimate your business loan repayments and work out how to repay it faster. ...

Building your home is stressful. Managing trades, selecting things, moving house, paying rent and interest, working with builders, managing progress payments with your bank.  We can’t help you with all of these, but we can help you with ta...

Banks paying off your home loan Recently a Danish bank launched what is believed to be the first home loan with a negative interest rate – a 10 year fixed rate loan with a rate of minus 0.5% - yes this means that every month when you make your...

Every day we make choices. Get out of bed? Vegemite or peanut butter on toast? Go to work?  Many of these choices are so simple that we make them automatically and they really don’t require that much thought. Then we have the bigger choic...

(or in our world, “grandfathering”). How long have you had your home loan? 3 years? 5 years? Have you been caught by the ‘lazy mortgage’ trap? Let’s explain what this means. Think back to when you got your home...

We all dream of being financially secure. It is not as hard as it may seem with these 5 tips below you can begin that journey 1. Living within your means is spending less than what you earn per week. With easy access to credit cards, personal loans...

In the home loan world the equivalent is being able to get a better deal and not taking advantage of it.  Say for example you initially took out a home loan over 30 years that had an initial discounted 2-year fixed rate, then reverts to the stan...

Recently the Royal Commission report into Misconduct in banking and insurance has been handed down.  The report highlighted several issues within the industry that need to be resolved. While the report contained 76 recommendations for our indust...

We live in a world of constant economic, environmental, social, and cultural change. To a growing number of people in the community these issues also impact on how they want to bank and borrow. While we do not wish to have a debate about the rights ...

How great is Christmas and all the associated holidays? The lucky ones among us have had a couple of weeks off to spend with family & friends and had a great time.  Now we’re into January and so the hangover begins as the credit card b...