Blog

This is a question that we get asked almost every day, and while the answer is often really simple, for others it is more complicated.  There are two limits on how much you can borrow – how much have you saved, and how much you earn. Savi...

CBA announces its closure in Macksville NAB closing in Sawtell This year Westpac have closed agencies in Toormina, Nambucca and Bellingen Suncorp announce closure of Coffs Harbour, Wagga, and Orange Meanwhile some of our local business partners...

Are you happy with your current interest rate? Are you happy with the way the loan is structured? Are you happy with the level of fees you are paying? Are you happy with the relationship you have with your bank or lender? If you have ...

Now is the time to talk to your accountant and broker. Get your finances arranged with your overall tax planning Get the structure that matches your cash flow Get the best deal from a range of lenders Keep your equipment separate from y...

We are proud to announce we have become Finalists for the 2016 NSW Business Chamber New England North West Regional Business Awards. We are finalists in the following categories. Excellence in Business Ethics Excellence in Business Employer of C...

  Support local business Support the business that support your local clubs, sporting groups and charities Invest your dollar locally and save money while doing it Avoid the big banks and their drive towards unending profit Be p...

  Well trained and experienced in lending Do not charge consumers for their services They are members of professional bodies that provide ongoing training, support and development They are registered with ASIC and are subject...

Let your home loan take you around the world. We have formed an alliance with a lender that allows us to provide Qantas frequent flyer points on your home loan. You can team that with the lenders credit card to boost your points quicker. Cont...

Have you ever considered taking on a commercial property investment? Or owning your own commercial premises. At least one major bank is predicting increased demand in this sector. According to a report in the Australian Financial Review, a f...

I recently had cause to call into Gizmo’s for a phone charger. There was a fairly robust discussion going on as a customer had just exposed themselves to the crypto locker virus by opening an email purportedly from “Australia Post...

Barry Hockey, Barry Hockey Accounting, Team Xero – “I like that it has the ability for the accountant to view how the business is going in real time and publish reports for external sources such as banks and financiers. The G...

It’s not just about financing equipment without wheels. We recently funded a range of manufacturing equipment for a food manufacturer in the Tweed Valley including a labeller, bar former and these dehydrators. In addition to manufacturing gear...

If they had, they might not have lost $50 million in assets recently! Our very first newsletter featured an article warning about new risks that had emerged thanks to the PPSR and the necessity of businesses securing their interests over ass...

An Interview Q&A with Peter Hallen – Skybridge Financial Planning If I were thinking about setting up a SMSF, where should I turn for advice and help? I would definitely seek advice from an Adviser who is accredited to provide advi...

Given my exciting online life of looking at lender websites all day, it seems that more and more, Facebook feels the need to display a lot of ads from a lot of different lenders. Many of them attempt to attract your attention with a teaser interest ...

In a rising market, with limited stock, the practice of gazumping often rears its ugly head. Whilst I have heard a few attempts to gazump, I am yet to see a client miss out on a purchase due to gazumping. The attached article from the Real Es...

Negative gearing has been getting a lot of press recently. Here at Regfin, we’re seeing both major political parties giving consideration to changes in property tax concessions. Negative gearing allows a property investor to offset the...

There has been substantial media exposure given of late to UK Economist Jonathon Tepper, including a very biased 60 Minutes article designed to strike fear into the Australian housing market. I feel that the best response to all the hubbub i...

We asked that old romantic, Brendan Hoy from WB Financial, to tell us what love really means… Protecting your loved ones Protecting each other from harm is at the core of all of our relationships. We do this by providing shelter and s...

To save for a home purchase can be extremely challenging, especially for young couples and families. Unfortunately, housing affordability continues to be a significant issue for many Australians with Coffs Harbour recently recognised as one of ...

Last year saw record sales of vans and light trucks in Australia, although sales of heavy trucks fell on previous years. The Truck Industry Council has been lobbying the Australian Senate to provide incentives to improve heavy truck sales gi...