Getting pre-approval for your home loan

The Australian property market in 2025 continues to face significant challenges, driven primarily by a shortage of available housing, strong migration, and affordability constraints. These pressures have intensified buyer competition, particularly in metropolitan and regional growth areas. In this competitive environment, securing finance pre-approval before you start your property search has become more important than ever.
 
However, not all pre-approvals offer the same level of security.
 
Some lenders issue what are known as "unassessed pre-approvals." These rely solely on the information you provide about your income, expenses, and liabilities without verifying the details. While it may seem like a quick solution, such pre-approvals often do not withstand a full credit assessment, potentially leading to disappointment at the point of formal application.
 
At Regional Finance Solutions, we believe that confidence comes from preparation. Our pre-approval process involves a comprehensive assessment of your financial position before presenting your application to a lender who conducts a full credit review. When you obtain pre-approval through us, you can move forward with confidence, knowing that your borrowing capacity has been thoroughly verified.
 
For greater peace of mind and professional support, contact Regional Finance Solutions today on 1800 734 346. Our experienced brokers are ready to help you achieve your homeownership goals.