Our Team

Having completed an Associate Diploma in Small Business Management, Alex decided to further his studies with a Business Degree from UTS. Initially entering the Chartered Accounting field, his interests soon lead him to the financial markets. 

As an Equities Dealer and later as a Marketing Associate in the stock broking industry he gained a unique perspective on the financial markets within Australia. With his shift into Finance and Mortgage Broking, Alex brings a knowledge of accounting and financial markets to compliment his knowledge in Finance & Mortgage broking.

Today, Alex’s focus is on placing the right financing options in front of his clients. Whether they be first home owners, seasoned investors or those looking to fund their next smile  enhancing asset!

Alex lives in Port Macquarie with his partner Natalie and is a Patrol Captain with the Port Macquarie Surf Life Saving Club. He enjoys competing in Surf Boat Rowing and is often training in the river or at the beach, in the boat, on a surf ski or board, or just keeping an eye on you while you swim at Flynn’s Beach. So if you get a chance to, say hi!

Comments

“As a Finance and Mortgage Broker with access to multiple lenders I am determined to fit the best loan possible to each of my clients. With complete independence my job is to place myself in my clients shoes and find the loan that best suits their required outcome. 

Forging trusted relationships and going into bat for my clients is what it’s all about for me. At the end of the day, I want repeat business and referrals from my clients, so my goal from the outset is to impress, with a genuine need to help and serve.

I help my clients select the right loan from the right lender. The fact that the lenders, and not my clients, pay me to do this, is icing on the cake. It’s the ultimate win win scenario and you don't get that in many industries. Helping people is a great feeling!”

Qualifications

• Certificate IV in Finance & Mortgage Broking
• Bachelor of Business (Accounting)
• Associate Diploma of Business (with Credit)

With nearly 20 years banking experience in the New England, Hunter Valley, and North Coast (plus a stint in the UK) Amber is highly skilled in home, investment and commercial lending. Amber goes above and beyond to ensure that her clients are provide a first class personal and professional service. Based in Manilla Amber mostly looks after clients from Tamworth to Barraba, but can also assist clients and friends further afield. Married with 2 young children that keep her busy , Amber also enjoys travelling and all things outdoors.

Based in Orange, Jack has more than 25 years’ experience in the Agricultural and Financial industries, beginning on a mixed family farming enterprise at Cudal in the Central west of NSW and until recently was a partner in a mixed farming enterprise at Condobolin on the Lachlan River in Central NSW.

Jack spent 12 years as an Agribusiness Development Manager with the NSW Government leading programs that support business ventures throughout the Central West region.  More recently he has been an Agribusiness Manager for ANZ in the Central West and has held a contract role as Economic Development Manager with Lachlan Shire Council at Condobolin.

Jack has a passion for Agriculture and is a graduate of Sydney University - Bachelor of Business (Agricultural Commerce). He also holds a Certificate IV in Finance and Mortgage Broking, and has a certificate of registration in Real Estate and Stock & Station Agency.

Brook began his career in Finance in 1979 having worked for several major banks, throughout both metropolitan and regional NSW. Brook has worked in all areas of retail banking enjoying his time in sales, leadership and management roles, with my most recent role as Home Finance Manager with Westpac in Coffs Harbour & the Nambucca Valley.

Brook has had a long association with the Coffs Coast having first moved here in 1991 and then relocated back to the area in 2014 after an absence of 18 years.

Brook joined the Regional Finance Solutions team in January 2016 were he can deliver his excellent personalised customer service skills and take the business to the customer.

Brook holds a Certificate IV in Finance & Mortgage Broking and a Certificate IV in Business (Frontline Management). He is also soon to be a Justice of The Peace.

Brook has two daughters and one son, a granddaughter and a grandson whom he adores! He follows the Wests Tigers and when not helping his customers achieve their financial goals, can be seen fishing on the coasts beautiful beaches.

When looking for the right Home Loan Solution. Let Brook have a look. There is a better way!

David has worked in the Banking and Finance industry for over 30 years. Throughout this period David has worked on the North Coast of NSW and South East Queensland. He has extensive experience in commercial lending, specialising in property investment and development. David’s previous roles were with Westpac and Commonwealth Bank group where he held the position of Senior Relationship Executive Corporate, managing a lending portfolio of over $120 million. He holds a Diploma of Finance and Mortgage Broking Management along with Certificate IV in Finance and Mortgage Broking. David has lived on the North Coast for over 30 years and is married and with 2 adult children who also live in the area. 

David has worked in the finance industry since 1982 and has lived & worked in many regional centers. His banking roles have included client restructure, client management, sales, credit and management. His last full time banking role was as Chief Manager, Rural and Regional Banking, Eastern Australia with BankWest. Since then, and prior to forming Regional Finance Solutions David has undertaken a number of contract and consultancy roles. This allows us to get a fair hearing from the people that matter. David has been a Justice of the Peace since 1988, a Fellow of Finance since 2005, gained Certificate IV in Finance & Mortgage Broking in 2013 and Diploma of Finance and Mortgage Broking Management in 2015. David is well qualified to assist you. David has overall management of the business, with his key focus being on brining quality people into the business and ensuring that clients receive the best possible experience when dealing with RFS. David and Debbie have two adult children. Relaxation for David and Debbie means exploring the region, camping, and renovating their home.

Deb is local to the New England & North West region and has worked in the finance industry for 29 years.

Well known as a previous Branch Manager of New England Credit Union Ltd, (currently known as Regional Australia Bank) at Inverell, Deb has pride in her attention to customer service and meeting the needs of her clients.  Her finance experience includes many years in lending, particularly home lending.  Her previous role has seen her focus on a customer base in Inverell, Bingara, Warialda & surrounding districts.  While Deb is new to the broker team at Regional Finance Solutions she is looking forward to continuing to work with locals in the New England and North West Regions, meeting their lending requirements with consideration of their personal objectives.  

The key motivation for Deb has always been seeing people achieve their goals, particularly the purchase of a new home and she is happy to be able to provide many more options to her clients through the broker opportunity.

Deb and her husband have raised their 3 children locally and continue to live and work in Inverell, enjoying the beautiful surroundings of the district.

Gary brings more than 30 years’ experience in the Banking/Finance Industry. He has worked enjoyed Management roles as a loans specialist with both “Big 4” Banks as well as a number of smaller Mutual Banks in both Sydney and Regional Locations.

Gary is experienced in small business, commercial lending, equipment finance as well as personal lending, (owner occupied housing, investment loans, personal loans). Gary has proven commitment to delivering 1^st class customer service and he is constantly seeking new ways to improve on this delivery of products and services to his clients. Looking at ways of making banking simpler is an example of this

Gary has lived in Bathurst for 22 years with his wife and 2 children. Gary is very active in community sport and services and is currently the Secretary of Bathurst St Patrick’s Rugby League Football Club as well as the Treasurer of Group 10 Rugby League. Gary sees participation in the community builds as a benefit to all and providing opportunities for everyone to grow.

Contact Gary for a discussion to see how he can help you with your financial objectives.

Gary commenced his banking career in 1974 and during his career has spent time with ANZ, Coastline Credit Union, and Holiday Coast Credit Union. Gary has spent time in a number of rural and coastal centers over the years and has vast experience with housing, business and rural lending.

A keen motorbike rider, Gary is a member of the Ulysses Club and is also a keen caravan enthusiast and has enjoyed many trips across the country with his wife. A keen rugby league fan, Gary follows the fortunes of the West Tiger in the NRL.

Gary has strong ties to the Kempsey region with his family having business interests in the town. Gary is active within the Macleay Valley Business Chamber and has been the president for the past three years, he has recently joined the NSW Regional Business Chamber as well. Gary has also been part of several not for profit groups in the Kempsey area.

Married and now an empty nester Gary and his wife enjoy spending time with their growing grandchildren.

Heather has previously worked in tax and accounting for over 20 years. Heather has been assisting her husband, Steve, in his mortgage broking business and has recently completed her Certificate IV in Finance & Mortgage Broking, to be able to assist him more.  Much to Heather’s delight she also minds her 3 year old grandson once a week.  Heather loves long beach walks and would love to have more time to spend painting in water colours and gardening.

Ian started his career in banking in 1976, undertaking roles that include commercial, agribusiness and retail banking. Ian holds Certificates II & III in Financial Services and Certificate IV in Finance and Mortgage Broking. Ian is also a member of the Finance Brokers Association of Australia and a Justice of the Peace in NSW.

Ian is focussed on providing exceptional service as a Mortgage & Finance Broker to the residents of the Forster-Tuncurry, Taree & Gloucester areas of the NSW Mid North Coast. He can be relied on to provide expert knowledge for your total banking needs whether they be home loans, business loans, agribusiness or equipment finance.

Ian has also been a small business owner and is aware of the challenges that clients face in this vital sector of our community.

Ian also has a long standing commitment and active involvement within local community service clubs.

Ian & Tracy have lived in the Great Lakes area for 20 years and have 3 adult children & 6 grandchildren. In their spare time they like to kayak, travel and enjoy caravanning along the East Coast.

Janine joined us in 2018 having had a real estate background, she grew up in Ashford, moved to Toowoomba and with her husband Grant built a successful real estate business in Toowoomba. 

Janine and her other half returned to Inverell recently to be closer to family support for their 2 young children and she is keen as mustard to bring her business skills to the broking game. 

Janine has completed her Cert IV and AML/CTF training.

I have been in the Finance Industry for the last 20 years working for both local and international financial institutions and I am passionate about helping customers achieve their personal and financial goals.

I grew up in Sydney and moved to Port Macquarie for a sea change with my family of husband and 4 gorgeous children so I definitely love a challenge.

In my spare time I enjoy going to the Beach, exploring the beautiful Mid North Coast and spending time with my family.

Kristie comes from a Retail Banking background having worked for a major bank in Wagga Wagga for the past 9 years in various roles including Branch Manager and Lending Manager.

Kristie is passionate about delivering exceptional customer service to her clients and genuinely loves to see her clients achieve their financial goals.

Kristie grew up on the Far South Coast and relocated back from Wagga Wagga after building a home in Eden and starting a family.

When not working you’ll more than likely find Kristie exploring one of the beautiful beaches along the Sapphire Coast with her son.

Kylie has almost 10 years previous experience in the finance industry in roles across personal, home and business lending.  Working closely with Rob Drewitt Kylie now focuses on delivering excellent service specialising in home and personal lending across the North West and Goondiwindi region.

 Kylie recently purchased her home and has experienced firsthand the unique requirements that are needed for lending in regional areas.  Kylie is a people person and enjoys going to her clients and working through solutions face to face.  When she isn’t on road lending money Kylie enjoys time on her Farm tending to her Southdown short sheep. 

Kylie is a Justice of the Peace in NSW, holds Certificate IV in Finance and Mortgage Broking and is a member of the Finance Brokers Association of Australia.

Lucy has worked in many industry sectors including medical, administration, hospitality, environmental conservation and Australian Federal Government. Lucy holds a Bachelor of Environmental Science and Management, Certificate IV in Mortgage Broking and Finance and a Certificate III in Business. She is also soon to become a Justice of the Peace. Lucy takes pride in her organisational and time management skills and has a passion for customer service and running a successful business.

Lucy developed an interest in the finance industry when purchasing her own home and has now chosen to use her personal experiences to assist others in their home ownership path.  Lucy brings her own enthusiasm to the job jointly with the support of the entire Regional Finance Solutions team.

Outside work Lucy’s favourite activity is horse riding, she aims to get out and about by competing regularly at local competitions around Canberra. Lucy also enjoys going camping with her partner Lachlan and their Blue English Staffy, Darren.

Mark has worked across a number of business sectors including a number of multi-national corporations. Mark operated his own small fleet of prawn trawlers for a number of years. With over 20 years’ experience in retail banking, including Regional Management roles Mark is very well versed in the residential lending market. Mark is a Justice of the Peace in NSW and holds Certificate IV in Finance and Mortgage Broking.

Mark and his wife live on their small farm out of Inverell and are keen chicken and shorthorn cattle breeders. Mark has two adult children who have flown the coop.

Mark retired from Regional Finance Solutions as a full time Lending Specialist in October 2018, but retains a close association with us as a consultant, using his wealth of knowledge to assist our younger team members.

Mark has over 35 years experience in the Retail Banking industry. He has spent most of this time in Branch Management and as a Residential Lending Manager in the Kempsey/Port Macquarie area. Mark Is a Justice of the Peace in NSW and holds Certificate IV in Finance and Mortgage Broking. He is also a member of the Finance Brokers Association of Australia.

Mark and his wife live in Kempsey on the Mid North Coast of NSW. They have lived there for 30 years. They have two teenage boys who along with Dad share a passion for cricket.

Mark is keen to continue meeting the financial needs of home buyers and investors on the Mid North Coast, delivering quality and friendly service.

Robert has over 15 years as an Agribusiness banking specialist. His experience is both inside farm gate and through the supply chain including suppliers and service industries.  Robert family have been involved in the rural supply industry for many years and this has given Robert great experience in seeing the finance industry from both sides of the fence.  Robert is very experienced across the beef, dairy, sheep, dry land and irrigated cropping and horticulture industry.  Robert has a special interest in commercial organic farming. 

Robert’s lending experiences has seen him involved in financing hotels, motels, caravan parks, retail and industrial businesses. 

Robert is a qualified agronomist with a degree in Applied science as well as Diploma in Business, HR and risk, he also holds Certificate IV in Finance and Mortgage Broking and is a member of the Finance Brokers Association of Australia. 

When away from the office Robert enjoys working on his farm which includes a walnut orchard. 

Rod started his career in banking in 1991, undertaking roles that include commercial, corporate, agribusiness and retail banking. Rod holds a Bachelor of Business Management majoring in Finance, as well as Certificate IV in Banking Services, Business Sales & Marketing, and Certificate IV in Finance and Mortgage Broking.

Rod focuses on delivering outstanding service as a mortgage broker to the residents of Coffs Harbour and the north coast. He can be relied on to provide expert knowledge for your total banking needs whether they be home loans, business, agribusiness or equipment finance.

Scott has over 20 years’ experience in the finance industry with 8 of those years already spent as a mortgage broker servicing the Coffs Harbour area. During this time he attained a Certificate IV in Financial Services, Mortgage & Finance Broking. His previous finance industry roles also included working for a major bank and local credit union with exposure to all facets of the loan process in retail, commercial, corporate, agribusiness & leasing.

Scott is focused on delivering a highly personalised total package service by listening to what your goals are and providing sound advice and recommendations to cover all of your lending & banking needs.

Scott is married with two teenage daughters which is where he gets his listening skills from and when he is not working is generally required to be an ATM & chauffeur.

Steve has over 36 years’ experience in the Retail Banking industry. He has held several senior management roles during his career in banking, mostly in the mutual banking space. Steve Is a Justice of the Peace in NSW and holds Certificate IV in Finance and Mortgage Broking. He is also a member of the Finance Brokers Association of Australia.

Steve and his wife currently live in Red Head on the Mid North Coast of NSW, after relocating a couple of years ago from Sydney’s southern suburbs. They are currently empty-nesters, have three adult children and are now proud grandparents to three gorgeous grandsons.

Steve is very keen to help and assist home buyers and investors on the Mid North Coast with their financial loan needs, delivering a high quality, friendly service.

Sue Jennings is our client liaison manager, supporting our brokers and clients along the Coffs Coast

Sue grew up in Tamworth and now lives by the sea at Emerald Beach.

Sue came to us after 16 years with a large regional credit union. Sue is happily married to Darren and has two grown up sons. Sue is a bit of a revhead and is often seen cheering V8 drivers on trackside. Sue’s relaxation comes in the form of long walks and yoga (not necessarily at the same time).

Sue is currently completing her Cert IV in Mortgage and Finance Broking

Todd started with Regional Finance Solutions in May 2017

His banking career  began in 1985 in the Hunter and Manning Valleys.  Todd has been continually working in the Tamworth district since 1994.

Having had extensive experience in Agribusiness and Commercial lending one of Todd’s  previous roles saw him take a portfolio of $30M to $85M in 6 years.

Todd is married with two adult children and one granddaughter who live away from Tamworth, as well as having 3 dependent children at home.  His family is very interested in horse sports, cricket and other sports as well.  Todd loves to have a round or two of golf in his spare time.