Let’s face the reality, commercial banks are a business, and the more profit that they can make the better it is for them. Every home loan adds to that profit, and almost always means that the profit…
Did you know that with current interest rates (based on an interest rate of 3.75%) each $100 per week in rent you pay may support a loan of about $95,000? So, if you’re paying $400 a week rent you…
There are lots of places on the internet that provide comparisons, you can troll the net yourself and visit lots of lender websites, or you can go old school and visit a branch of all your local…
There are several ways to borrow to buy a home – but the two most common are save the 20% deposit that most lenders require or buy Lenders Mortgage Insurance. There are other options, have a look at…
An off the plan purchase takes place where a developer needs to pre-sell units in order to obtain finance for their development. Often you will find that these units are offered at a discount to the…
Recent market events and analyst talk appears to be pointing towards rate rises. What’s behind this?
Important information regarding interest only investment property loans
The poor old avocado is back on the hitlist of “millionaire” property owners, baby boomers and politicians. The apparent lack of ability of would-be homebuyers to give up their avocado, daily coffee…
Disclaimer: The below information is generic in advice. Specific tax advice should be sought from your tax adviser with regard to your own situation and need.
We like the freedom to choose. It gives us control.
This is a question that we get asked almost every day, and while the answer is often really simple, for others it is more complicated. There are two limits on how much you can borrow – how much have…
If you have answered NO to any of these questions, then refinancing is something you should definitely consider.
Let’s face it, commercial banks are a commercial enterprise, they are there to make a profit – and they are very good at doing it. Every home loan adds to that profit, and near on every dollar in…
Mortgage brokers are professionals at what they do. They are required to hold a minimum of Certificate IV in Finance and Mortgage Broking as well as undertaking a minimum of 25 hours in continuing…
We have formed an alliance with a lender that allows us to provide Qantas frequent flyer points on your home loan. You can team that with the lenders credit card to boost your points quicker.
Have you ever considered taking on a commercial property investment? Or owning your own commercial premises. At least one major bank is predicting increased demand in this sector.
Given my exciting online life of looking at lender websites all day, it seems that more and more, Facebook feels the need to display a lot of ads from a lot of different lenders.
Negative gearing has been getting a lot of press recently. Here at Regfin, we’re seeing both major political parties giving consideration to changes in property tax concessions.
