Equipment & Machinery Loans to fuel your business growth

Many businesses get to the point where they need new equipment and machinery to drive their growth. At which point paying for it can get tricky.

You either have a whole lot of working capital to draw on – or you need to look at finance, and that can be confusing. 

First you have to navigate the different types of loans:

  • Specific Security Agreement (formerly Chattel Mortgage)
  • Finance Lease
  • Commercial Hire Purchase
  • Rental/Operating Lease

…and then understand the different terms each lender offers.

Regional Finance can help.

As one of the largest equipment finance brokers in regional Australia, we can help you find a loan to complement your next business step.

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Personal service to get the right equipment loan

The best finance options come by working together.  

Regional Finance has dedicated equipment specialists to help:

  • The right loan for you to match your specific needs and circumstances.
  • Market leading deals – we access products and rates that other brokers dream of. More options to say yes.
  • Making the complex easy and stress free – we explain everything in plain English and make the whole process an “absolute breeze.”
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What you can get finance for

  • Motor Vehicles including passenger vehicles and light commercial vehicles up to 3.5 tonnes
  • Trucks, trailers, forklifts and buses
  • Earthmoving and agricultural equipment such as excavators, backhoes, bobcats, tractors, headers, and harvesters
  • Medical and dental equipment
  • Freestanding office equipment and machinery (such as photocopiers, printers, computers, software) 
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Buying personal vehicles through your business

You can also borrow money through your business to get a loan for personal vehicles. 

We can do that through:  

  • Novated Lease 
  • Chattel mortgage – if it is used for business more than 51% of the time.