Negative gearing occurs when your property expenses exceed rental income. This can then provide tax off-sets against other income but that depends on your personal situation.
We recommend you talk with your accountant for advice.
Property is one of the most popular investments in Australia and little wonder with booming valuations dominating media headlines.
Key to a successful investment is how you structure your finances.
Do you:
You can even use your existing equity to buy another asset class (for example shares).
A well-structured loan maximises future tax deductions and makes a big impact on your future wealth.
However, with choice comes confusion – and with confusion comes guidance.
 
			At Regional Finance we have brokers that understand all the nuances and pitfalls of property investment finance. They are here to help.
Speak to a property investment finance expert today.
 
                One option to consider is buying your investment property through your superannuation.
You can leverage your super and we can access lenders that are happy to make loans up to 80% LVR.
Even on commercial and rural properties, though you may need more equity for these properties.