Shea Harms

Shea Harms

Finance Broker/ Lending specialist
Sunshine Coast QLD and surrounding areas

Shea’s journey into the finance industry began in 2014, when she took on an admin role while heavily pregnant with her second child. What started as a temporary position quickly became life changing. 

Her employer not only kept her on but mentored her for the next eight years, guiding her as she completed her Cert IV in Finance & Mortgage Broking in 2015, became a member of the FBAA and a qualified broker in 2016, and achieved her Diploma in 2017.

Before becoming a broker, Shea worked in a variety of administration roles, where she developed strong organisational skills, an eye for detail, and a natural ability to support clients through complex processes. These foundations now form the backbone of her approach as a finance professional.

After years of growth and hands-on experience, Shea took the leap to become her own boss under the Regional Finance Solutions banner in 2022. Since then, she has built a strong reputation for providing tailored finance solutions and trusted advice.

Shea has helped countless first home buyers access grants and schemes, guided many clients through construction loans, and worked across a wide range of lending needs—from standard purchases and refinancing to SMSF loans, business and commercial loans, car and personal loans, and debt consolidation. 

While she is based on the Sunshine Coast, her loyal client base extends right across Australia.

A proud mum of three, Shea understands the importance of balancing family life with big financial decisions. She is committed to taking the stress out of the process for her clients, ensuring they feel supported, confident, and empowered every step of the way.

Qualifications

  • Cert IV Finance and Mortgage Broking 2015
  • Diploma of Finance and Mortgage Broking Management 2017

Memberships

  • FBAA member since 2016
  • AFCA

Special Interests

First home buyers, Construction loans, Property purchases, Refinancing

Our clients say it best

  • relentless in her approach and very knowledgeable

    Shea helped us in obtaining approval for both a remortgage and business loan.

    She was relentless in her approach and very knowledgeable on each bank's policies. Her attention to detail and relationships allowed us to be best represented and get both loans approved at very competitive rates!

    We are very thankful for the work you have done for us Shea. 

    – Jade - Apr 2024
  • we had more complex circumstances... Shea went above and beyond

    Want to buy a house ✔️  Have complex situation ✔️  Are not a natural with numbers ✔️  Unsure about buying in today's economy ✔️

    If you're any of the above... Shea is your girl!! She clearly loves a good challenge and remained motivated, patient, and steadfast in her approach to our circumstances. Shea provided us with extensive support and guidance in finding the best outcome as well as what was affordable in the long term.

    Shea explains everything thoroughly and we always felt completely understood and her follow up was always super prompt. 

    If ever unsure about a more complex circumstance, she regularly sought advice from others and remains well connected in the mortgage broker circle to always ensure she is providing the most appropriate and up to date advice. Shea went above and beyond and is very knowledgeable. 

    Shea has been an absolute blessing on our journey to relocate, upgrade and move into our family home.

    We just went conditional yesterday and could not be happier with the service we received. If you are searching for a mortgage broker that is knowledgeable and compassionate, Shea is who you’ve been searching for!!! THANK YOU SO VERY MUCH SHEA!

    – Renae - Jan 2024
  • We have dealt with Shea on a few occasions now, and each time we have found her to be very helpful.

    She explained every process of our re-finance and made the whole process easy.

    She always goes above and beyond to get the best deal for you. We highly recommend Shea to anyone who is in need of a Finance Broker.

    – Michelle C - Dec 2023
  • Couldn’t recommend Shea enough to anyone! She has made our first house purchase a breeze!

    Shea goes above and beyond with all her work and has more than one option to choose from.

    Shea is definitely the best in the business and is very professional and works to a deadline. Very very happy with the service we received!

    – Brody C - Apr 2023
  • You’ve made our dream a reality

    We absolutely cannot recommend Shea Harms enough. You’ve made our dream a reality.

    Shea was so helpful and patient with my partner and I on our long hunt for our first home, and made the process as easy and stress free as possible.

    When we finally found our perfect home, she got things moving quickly and smoothly.

    We couldn’t have done it without you Shea!! Thank you so so much, from the bottom of our hearts. 

    – Brie P - Apr 2023
  • Shea has my back ... I am 100% getting the best deal possible

    I seriously would be lost without Shea. Her experience and dedication is something that is rare in any industry and she always is willing to help in any way possible.

    I know that when I need any help with my mortgage or a loan in general, Shea has my back and will go to the end of the world to ensure I am 100% getting the best deal possible.

    In this current day, you need Shea on your side. 

    – Jacque W - Apr 2023
  • guided and supported us through our entire finance journey

    Shea from Regional Finance has guided and supported us through our entire finance journey, going back many moons when we wondered, "How much can we actually borrow?"

    Shea's expertise, knowledge, and passion for her industry is not one I have experienced before and we are grateful for her honesty and guidance. We are so incredibly thankful to her.

    If you are considering any type of finance requirement, whether it be house, car, boat, caravan, refinancing - do yourself a favour and contact Shea!

    – Sarah S - Mar 2023

Get in touch with me today 

Let’s have a conversation about your goals. 

You can contact me using the details above, or fill in this quick form. 

Let’s make your dream a reality. 

Shea Harms (Australian Credit Representative 485165) operates independently and engage the services of Regional Finance Solutions Pty Ltd (Australian Credit Licence 484980). Shea is neither an employee nor agent of Regional Finance Solutions Pty Ltd.