Saving a 20% deposit for a home can be difficult - especially with rising property prices, living costs and tighter rental conditions. But the good news is that in 2025, first-home buyers in…
In today’s lending environment, understanding Lender’s Mortgage Insurance (LMI) is essential for Australian homebuyers, especially those entering the market with smaller deposits. As lending policies…
With interest rates shifting and new loan products constantly entering the market, 2025 is a great time to review your home loan. Refinancing could help you save money, access better features, or…
Looking for Space to Breathe? Here's What You Need to Know About Financing Larger Blocks
For many Australians, saving for a home deposit remains one of the most challenging steps in purchasing a property. With house prices continuing to rise, more families are exploring ways to support…
The Australian property market in 2025 continues to face significant challenges, driven primarily by a shortage of available housing, strong migration, and affordability constraints. These pressures…
In 2025, first-time homebuyers in Australia have access to a variety of grants and assistance programs designed to assist with home ownership. These initiatives are available at both federal and…
When navigating the home loan process, understanding the nuances of fees and commissions is essential. One question that often arises is about clawback fees. Are these something borrowers need to…
As of September 2024, mortgage brokers in Australia continue to play a pivotal role in the home loan market, originating nearly 75% of all home loans. This significant market share underscores the…
We’re living in some pretty unpredictable times, aren’t we? Remember when the Reserve Bank assured us that interest rates would stay low for another four years? That prediction didn’t exactly pan out…
With rising interest rates, inflation, and increasing cost of living pressures, managing mortgage payments has become a critical concern for many Australian homeowners. At Regional Finance Solutions…
When it comes to securing a home loan, Australians are often faced with a critical decision: should they use a mortgage broker or go directly to a bank? This choice can significantly impact the loan…
Building your dream home can be a complex journey. From managing tradespeople to selecting finishes, coordinating with builders, and managing the nuances of finance, it’s a path laden with potential…
Happy New Year, everyone! The start of a new year is the perfect time for resolutions – whether it’s finally hitting the gym (and not just for the free air conditioning in summer) or cutting down on…
The holiday season in Australia isn’t just about barbies, beach days, and Boxing Day cricket; it's also a fantastic time for first-time homebuyers to start their journey towards home ownership. Let's…
Refinancing a mortgage can offer homeowners numerous benefits, from securing more favorable interest rates to decreasing your monthly outgoings. Yet, many homeowners hesitate to take this step. Here…
Over the last couple of weeks there have been some media reports about broker clawbacks and how these work, so let’s clear the air.
With interest rates on the move, many people are shopping around for home loans. In January, the value of external refinancing for total housing fell 2.1%, but remained close to record highs at $18.6…
